Donating Safely: Avoiding Charity Scams
October 22, 2024
With the numerous natural disasters devasting thousands of communities and the holiday season coming up, it’s important to be vigilant about charity scams. When you decide to support a cause you care about, you want your donation to count. Here are some tips to help you plan your donation before you give – and avoid charity scams.
5 Things to do the Before Donating to a Charity
- Search online for the cause you care about — like “hurricane relief” or “homeless kids” — plus phrases like “best charity” or “highly rated charity.” Once you find a specific charity you’re considering giving to, search its name plus “complaint,” “review,” “rating,” “fraud,” or “scam.” If you find bad reviews, it might be best to find another organization.
2. Check out the charity’s website. Does it give you details about the programs you want to support or how it uses donations? How much of your donation will go directly to support the programs you care about? If you can’t find detailed information about a charity’s mission and programs, be suspicious.
3. Use one of these organizations that help you research charities:
4. Find out if the fundraiser and the charity are registered. Some states require that charities register with the state regulator. Check to see if a fundraiser and the charity they’re calling on behalf of are registered in Minnesota at https://www.ag.state.mn.us/Charity/.
5. Check if the donation will be tax deductible. If this is important to you, confirm that the organization you’re donating to is registered with the IRS as a tax-exempt organization. Look up the organization in the IRS’s Tax Exempt Organization Search.
Avoid Donating to a Fake Charity
- Don’t let anyone rush you into making a donation. Scammers rush you so there’s no time to research their claims or think it through.
- Don’t trust your caller ID. Technology makes it easy for scammers to fake caller ID information. Calls can look like they come from your local area code, or from a specific organization, even if they don’t. In reality, the caller could be anywhere in the world.
- If the fundraiser says you already pledged, stop and check. They may lie and say — in a phone call or a mailer — that you already pledged to make the donation, or that you donated to them last year. They think that means you’ll be more willing to donate.
- Listen carefully to the name of the charity, write it down, and then research it. Some scammers use names that sound a lot like other charities to trick you. Do some research before you give.
- Watch out for sentimental claims with few details. Be suspicious if you hear a lot of vague sentimental claims, for example, that the charity helps many families that can’t afford cancer treatment and veterans wounded at war who can’t work, but don’t get specifics about how your donation will be used.
- Don’t donate with a wire transfer or gift card. Anyone asking you to donate this way is a scammer.
- Sweepstakes winning in exchange for a donation? Nope. If someone guarantees you’ll win a prize or contest if you contribute, that’s a scam. You won’t win anything, and your donation money will go to a scammer.
Information brought to you by Catholic Charities Financial and Housing Counseling.
Resources:
https://consumer.ftc.gov/shopping-and-donating/donating-charity
https://consumer.ftc.gov/features/donating-safely-and-avoiding-scams
https://www.ag.state.mn.us/Charity/
https://www.ag.state.mn.us/consumer/publications/GivingToCharities.asp
Our Recent News
At Catholic Charities Emergency Services, we see countless acts of kindness every day, but a recent donation from a remarkable young man left a special mark on our hearts. On a chilly Friday afternoon, Bryce, a 17-year-old student at Albany High School, donated an impressive 860 pounds of squash. This generous gift highlights the power of community support, proving that even in challenging times, there is always hope. Bryce has grown his own pumpkins, squash, and gourds under the name Bryce Pumpkin’s, which has become known for fresh, locally grown produce. His efforts extend beyond growing, as he sells his harvest at farmers markets and even had a booth at the Made in Minnesota Expo in November, supporting local businesses and sustainable farming. What makes his story even more inspiring is how Bryce uses his success to give back. His donation will directly help families in need through our food shelf, which serves St. Cloud and surrounding areas. Bryce’s squash donation will be a vital part of our monthly food distribution, helping to provide nutritious meals to hundreds of families in our community. His gesture demonstrates not only a heart full of compassion but also the interconnectedness of local farmers, businesses, and families. When young people like Bryce step up, it’s a reminder that the future is well cared for. Bryce’s story proves that even small acts of kindness can grow into something truly transformative. Through donations like Bryce’s, we are able to provide food to those who need it most, including seniors on fixed incomes and single parents working multiple jobs. The connection between local farmers and organizations like Catholic Charities sustains our community and fosters hope for those struggling. Looking ahead to the upcoming growing season, we’re excited to see what other generous community members, like Bryce, will share. His efforts remind us that every small contribution adds up to something much bigger, and it’s not just about the food—we’re also strengthening our community and inspiring hope for all.
PACK THE PORCHES FOOD AND FUND DRIVE RECEIVED OVER 6,000 POUNDS OF FOOD AND MORE THAN $21,000
On Tuesday, January 28th, a group of students from Trex North School visited Pond View Estates in Albany, organized by Sandy Baldwin, group leader, and in collaboration with Catholic Charities in St. Cloud. Julie Ueland, the student advisor, helped oversee the project to ensure everything went smoothly. Pond View Estates is a Senior Dining Congregate Kitchen, where seniors gather to enjoy meals and socialize, making it a perfect environment for these students to connect with the residents. When the students arrived, the residents were delighted by the youthful energy and enthusiasm they brought. The students quickly got to work helping the seniors create Valentine’s cards before lunch. The atmosphere was filled with creativity and laughter as everyone worked together to make colorful and thoughtful cards. Afterward, the group enjoyed lunch together, where the dining hall was full of lively conversation. The students interacted with the seniors, hearing their stories and building new connections. The visit bridged generations, fostering meaningful and joyful interactions. The highlight of the day was the bingo game that followed lunch, where excitement filled the room as the numbers were called. Friendly competition brought plenty of laughs, especially when someone was just one number away from winning, only for another participant to grab the prize first. The fun, camaraderie, and shared moments left everyone smiling. A few standout interactions included Joseph and Riley spending time with resident Victor Tschida, and Tianna sharing a special moment with resident Ken Bunger. These connections highlighted the deep impact of intergenerational friendships. For many of the residents, the visit from the students was an unexpected but cherished experience, reminding everyone of the importance of making time for one another. It was a beautiful day of fostering community, connection, and kindness. As the students prepared to leave, there was a sense of fulfillment in the air. Not only had the day brightened the seniors' lives, but it also left a lasting impression on the students, who gained a deeper understanding of the joy and fulfillment that comes from spending quality time with others. The day ended with smiles, hugs, and promises to return, a reminder of how powerful and meaningful human connection can be.
